Welcome to Provident Insurance

I'm proud to introduce you to Provident Insurance and our range of insurance products and services designed by kiwis, for kiwis. Provident Insurance is 100% NZ owned, 100% NZ driven. For you this means accountability, credibility and security you can count on, 100%.

Our policies are designed to protect your lifestyle and your vehicle and are available exclusively through our network of Provident Authorised Motor Vehicle Traders throughout NZ.
Steve Owens
Chief Executive Officer

Mechanical Breakdown Insurance

Buying a new or used vehicle represents a major investment, so it's wise to protect your vehicle against the sudden or unforeseen happening of mechanical or electrical failure.

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Credit Contract Indemnity

Borrowing money (credit) has never been more freely available than it is today. It enables us to make choices, to buy the things we want, when we want, and to enjoy life.

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Guaranteed Asset Protection (GAPCover)

If you borrow money to purchase your vehicle and your vehicle suffers a total write-off, the insurance payout can sometimes fall short of the balance outstanding on your loan. Provident GapCover is designed to cover this shortfall, together with additional benefits.

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Motor Vehicle Insurance

Accidents, loss and damage to motor vehicles do happen, even to the most careful of owners. Provident Motor Vehicle Insurance offers the most comprehensive and competitive cover available in New Zealand.

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NZowned 100
Our Policies Include:

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

Buying a new or used vehicle represents a major investment, so it's wise to protect your vehicle against the sudden or unforeseen happening... More

Credit Contract Indemnity

Credit Contract Indemnity

Borrowing money (credit) has never been more freely available than it is today. It enables us to make choices, to buy the things we want... More

Motor Vehicle Insurance

Motor Vehicle Insurance

Accidents, loss and damage to motor vehicles do happen, even to the most careful of owners. More

Guaranteed Asset Protection (Gapcover)

Guaranteed Asset Protection (Gapcover)

When purchasing a new vehicle and committing yourself to loan repayments over an extended term... More

Frequently Asked Questions

Frequently Asked Questions

Here we provide answers to some commonly asked questions. If you have a specific question then please contact us. More