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Accidents, loss and damage to motor vehicles do happen, even to the most careful of owners. Provident Motor Vehicle Insurance offers comprehensive cover*.

 

Standard Policy 

Features include*:

      • Nil excess and no loss of no-claim discount on windscreen, windows, sun-roof, headlight, headlight protectors or tail light claims
      • Keys and locks cover up to $300 in any 12 month period (no excess)
      • Trailer cover up to $750 in any 12 month period (a $100 excess applies)
      • Third Party Legal Liability Cover up to $5,000,000 in any 12 month period (no excess)
      • Accidental Death Benefit of $5,000
      • Temporary cover for 7 days when a new replacement vehicle is purchased up to a limit of $100,000

 

  

*Please refer to the Provident Motor Vehicle Insurance Policy Booklet for full details of the terms, conditions and exclusions that apply.

 

 

 

 

Luxury Policy

 

Features include*:

  • Three year replacement vehicle cover  - For new vehicles, if the vehicle is deemed a total loss within three years from the date of purchase
  • Twelve month used vehicle cover - For used vehicles, if the vehicle is deemed a total loss within twelve months from the date of purchase, the policy pays the greater of the vehicle’s purchase price or the market value
  • Use of genuine manufacturer’s parts - To ensure maintenance of the manufacturer’s warranty
  • Approved repairers - Use an approved repairer or a repairer of your choice
  • Rental vehicle cover - Included for no additional cost
  • Vehicle use - Private and Business use available
  • Windscreen, headlight and tail light cover - No excess if your claim is only for vehicle glass, and the vehicle is valued less than $150,000
  • Other additional benefits - Including keys and locks, transport, incorrect refuelling

 

 

*Please refer to the Provident Luxury Motor Vehicle Insurance Policy Booklet for full details of the terms, conditions and exclusions that apply.

 

 

 

 

Provident Motor Vehicle Insurance is underwritten by Credit Union Insurance Limited (CUIL), an insurer licensed by the Reserve Bank of New Zealand.  CUIL is a subsidiary of The New Zealand Association of Credit Unions.